The Basics of Saving

When you first walk into a mall or large department store often people can feel overwhelmed. They are surrounded by rack after rack of clothes, glass cases of jewelry, and shelves of shoes. Going in without a plan can become a nightmare for both the shopper and their wallet. So I would like to introduce what I call “The Basics.” These simple steps will help save you and your bank account for devastation when it comes to shopping, as well as make your time more enjoyable.

1. Make a list:

Before you head to your favorite store or shopping center make sure you have an idea of what you need/want. If you go into a store you might get overwhelmed or do what I am guilty of doing. Go crazy. I have walked into a mall and left with stuff that I know I do not need. Sometimes we just buy things in a whim. While this is fun and sometimes can lead to one of your favorite pieces of clothing in your closet most of the time, from my experience at least these things get worn once, then thrown into your closet to sit for weeks until you find it again.

When you are making a shopping list do just as you would do if you were making a grocery list. The more specific your list is the less likely you will waste your hard earned money. For example instead of writing down “dress” or “leggings” write down “black dress” or “navy blue opaque leggings.” Also make a list of things you do not need. Some of us have weaknesses when it comes to shopping. For some of us this is purses or shoes, others it is tank tops and jeans. Look into your closet and think about what you really need. You have 15 pairs of light colored denim skinny jeans; do you really need another pair to add to your collection? By listing the things that you do not need you are less likely to buy them. Constantly read over your list when you are browsing, really look for the pieces you need and you won’t get distracted and buy things that are useless to your wardrobe.

2. Sign up for emails and/or mailing lists:

When you are shopping, most stores will ask for your email address at the register. I often hear people say “no thanks” to this request. I understand how some people do not want their inbox flooded with spam mail from these stores, however I think it’s definitely worth it when I get an email saying “free shipping” or “10 dollars off your next purchase!” If you are at a legitimate store such as Victoria’s Secret or JC Penney’s don’t be scared of giving out your email or home address. Usually they ask for that information so they can send you useful coupons to use on your next visit. Even if the coupon is 10% your next purchase those dollars add up to extra cash in your bank account. Many stores now also offer membership cards that usually cost nothing more than five minutes of your time to fill out an information card. Many of these stores will then give you a card to keep with you, and then every time you make a purchase they scan the card so you earn points that will earn you free loot or killer coupons.

3. Purchase versatile things:

When you are shopping look for items that will fit into your collection of clothing that you already have. Sure it is nice to have a few pieces that stand out and make a statement, however you can make a statement just as strong by purchasing things that match or “go with” other things that are already yours. Why does this save you money? By purchasing things such as a cardigan, skirt, or shoes that are versatile help you complete more outfits, which in the end saves you money. I like to say it’s more bang for your buck. You can wear a sweater with a cute dress to church or a social event and then to the river the next day with shorts, V-neck and fedora hat. You have completed 2 different looks with one sweater, instead of spending money on the second.

By following these simple suggestions you are guaranteed to save money. Be patient and use the resources you have. Print/cut out the coupons you receive from stores. Make a list of what you need and more importantly what you don’t need. Read over your list as you are browsing to remind yourself constantly that you need a black skirt for work, not a new vest. Finally remember to get things that can go with things you already have in your closet. By doing so you will get more use out of the item as well as make more outfits to show off.

Happy saving!

Look for the next post coming soon about how to perfect the art of “sale rack shopping!”